Many years of working with startup practices has taught us that each practice is unique, and many require a more flexible approach to financing.¹ Because new practices may have low initial cash flow, we offer the choice of interest-only payments at the beginning or graduated payments over the first three years. That’s additional time to get up and running — thanks to flexible financing. If you’re looking for a loan to start a practice, we can offer you the following benefits:

All-inclusive financing: Our financing is designed to cover everything — from design fees to cabinetry. Now with higher loan amounts.¹

Competitive rates and flexible terms: We work hard to keep your payments affordable.

Professional project management²: A dedicated project consultant will help you get everything completed on schedule and within budget to keep your project moving.

Working capital: Startup loans include extra capital to fund both planned and unexpected expenses.

To learn more, call us toll-free at Monday through Thursday, 8 a.m. to 8 p.m., and Friday, 8 a.m. to 7 p.m. EST. You can also visitbankofamerica.com/practicesolutions for more information or to schedule a phone consultation.

1 All programs subject to credit approval, and loan amounts are subject to creditworthiness. The term, amount, interest rate, and repayment schedule for your loan, and any product features may vary depending on your creditworthiness and on the type, amount, and collateral for your loan. Bank of America may prohibit use of an account to pay off or pay down another Bank of America account. Repayment structure, prepayment options, and early payoff are all subject to product availability and credit approval. Other underwriting standards and restrictions may apply. Products and restrictions are subject to change.

2 Project Consultant responsibilities are subject to change. We will not share non-public information with vendors without client approval. All disbursements of the loan are subject to client acceptance.

Bank of America Practice Solutions is a division of Bank of America, N.A. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. ©2025 Bank of America Corporation | MAP6100436 | 07/2025